Make Sure You’re Taking These Simple Steps for a Safer Home
We’ve all seen the news about wildfires raging in other parts of the country, destroying thousands of homes and businesses in their paths. While we’re not in any immediate danger of a wildfire here in Houston, seeing these events serve as a good reminder about taking steps to fireproof your home as best as possible, especially during the holidays when fire-related instances tend to grow.
1. Install Smoke Alarms
This is critical role in fireproofing your home can help ensure your family can get out if your home is on fire. While most homes already have smoke alarms installed, properly maintaining them is up to you. Make sure you’re testing your smoke alarms often and changing the batteries routinely.
2. Keep Fire Extinguishers Close By
Strategically placed fire extinguishers around your home can help stop a fire before it gets out of hand. We suggest storing one in your kitchen area, near your fireplace, outdoor grill, or where flammables are kept in the garage. Don’t forget to check expiration dates on them; you won’t use them often – maybe never – before they expire and need to be replaced or refilled.
3. Winter Holiday Fire Safety
We decorate our homes inside and out with beautiful Christmas lights, often without checking to make sure no damage occurred while they were stored away. Be sure to inspect holiday lights each year before you put them up, and throw away light strands with pinched or frayed wires. If you have a live tree, make sure you water it daily, and avoid placing it too close to a heat source, like your fireplace or mantle with lit candles.
While these are just a few ways to get started fireproofing your home, they are all simple steps that you can do today. They won’t make you completely invulnerable to fire dangers, but you’ll be better prepared to protect your home, your loved ones and your property this holiday season. The Lippincott Team happily provides references for electricians and more to our clients! Call our office any time at 713-494-8818 to speak to one of our experienced real estate agents for more information.
Are you trying to decide whether you should list your home now or wait until the new year? We get it — the need to sell your home doesn’t stop when the hustle and bustle of the holiday season picks up. In fact, selling during the holiday season can actually offer some unique benefits that sellers during the more active listing seasons won’t get to take advantage of.
For instance, your home will have less competition during the holiday season. Your home will be more prominent to buyers looking to buy during this time, so your house could potentially sell quicker than in spring or summer, when the competition in real estate is at its peak. Plus, buyers during this time are usually serious buyers with the intent to purchase soon; they tend to have a specific reason for house hunting now, like relocation or making a purchase by year’s end for tax purposes.
Plus, what better way to show your home than during a festive season? Take advantage of subtle, warm lighting and tasteful holiday decorations to make your home look inviting. Buyers will be able to imagine themselves cozying up at your home during the holidays, and consequently, could become more attached to your property.
Ultimately, selling your home during the holidays is no different than selling any other time with a solid plan and an experienced real estate agent. With the Lippincott Team listing your property you’ll benefit from experience, expert advice, and sound guidance required for selling in today’s market in the Northwest Houston area. If you’d like to know more information about who we are and how we can help you sell your home this holiday season, give us a call today at 832-392-8818. We look forward to working with you!
Are you looking into buying your first home? Congratulations! If you’re ready to put down some roots in Cypress, The Lippincott Team is here to help you every step of the way. But before we get started, there’s a few questions you should ask yourself to make sure you’re ready to take the leap into home ownership..
1. Do you have a stable income?
You wouldn’t be able to make a monthly mortgage payment without one, and you probably wouldn’t be approved for one either. If you haven’t established much of a work history, it may not be the right time for you to buy a home. While you work on beefing up your resume, don’t forget to build up your financial snapshot too! This way, you’ll be fully prepared to apply for a mortgage and buy a home when the time is right for you.
2. Credit matters!
Is your score good enough? It’s a major part of your financial picture. Get familiar with your credit score and read more about how it affects your home buying options in our previous blog post.
3. Have you been saving?
Did you know some mortgages require the buyer to save up to 20% of the price of a home? While some down payments are less, a considerable amount needs to be saved before you can purchase a home. Don’t forget – a down payment isn’t the only thing you need to be saving for during the home buying process. Inspections, appraisals, titles, and closing fees can all be costly for a first-time buyer.
If you answered “yes!” to all three questions, it may be time to buy your first home. Buying for the first time can be overwhelming and confusing, but The Lippincott Team stands prepared for today’s market and every buyer’s unique situation. We look forward to working with you! Get started today by calling our office at 713-494-1818.
Have you ever lived in a neighborhood where you never really knew the people living on the other side of the fence? With busy family lives and demanding occupations, it’s all too common! After a move, meeting your new neighbors may not be high on your priority list, but it will help to quickly give your new neighborhood a sense of home. Plus, knowing your neighborhood and the people around you provides a sense of a safer community. And who knows? You could make some long-lasting friendships in the process!
Finding the time to introduce yourself to the neighbors is usually left to chance, but there are things you can do to take matters into your own hands. A fun option is a housewarming party! Planning a party can seem like a lot of work after moving, but it’s a perfect way for you and your family to meet the neighbors and make new friends. Just keep it simple; nobody’s expecting an elaborate get-together after you’ve finished unpacking.
Getting involved in your new community is another great way to meet new neighbors. Cypress has the best master-planned communities around, and there’s always tons of local events to attend! Also, getting involved at your child’s school will help bring a sense of community to your new neighborhood for both you and your kids. Another easy way to connect is social media. Several of our local neighborhoods have groups to join that are updated regularly with events, school topics, and other local happenings.
Feeling at home in your new neighborhood takes some time and effort. Once you’re settled, getting involved in your new community can greatly benefit you and your family. If you’re interested in learning more about the amazing master-planned communities Cypress has to offer, The Lippincott Team has all the latest details. Call our office at 713-494-1818 today!
You’ve found the home of your dreams… now what? One of the most important factors in securing a home loan is your credit score. Typically, a higher score increases your chance of being approved for a loan and securing a lower interest rate. When you apply for a home loan, lenders will pull your credit report and rely heavily on the information it provides.
Your report includes a record of borrowed money, your payment history, and how much open credit you have available. It highlights any bills referred to collection agencies, public record information attached to your name such as bankruptcy or tax liens, credit cards, student loans, auto loans, and other inquiries made about your credit. Lenders rely on this information to determine the likelihood that you can afford your mortgage and that you intend to repay your mortgage in a timely fashion.
Generally, the higher your credit score, the more lending options will be available to you – including lower interest rates. The average credit score is around 730; if your score is lower, you can still secure a loan, but your options will be limited and your interest rate will be higher. If your score is 600 or lower, we advise you to make a financial plan to prepare to secure a home loan. A good idea would be to invest 12-18 months repairing your credit before applying for a home loan. Rebuilding your credit will help you look more favorable to lenders in the future.
If you’re looking to secure a home loan, we have strong connections with top-notch mortgage lenders. Give The Lippincott Team a call today! 832-392-8818