Buying Your First Home: A Beginner’s Guide

Buying Your First Home: A Beginner’s Guide

Buying Your First Home: A Beginner’s Guide

Are you looking into buying your first home? Congratulations! If you’re ready to put down some roots in Cypress, The Lippincott Team is here to help you every step of the way. But before we get started, there’s a few questions you should ask yourself to make sure you’re ready to take the leap into home ownership..

1. Do you have a stable income?
You wouldn’t be able to make a monthly mortgage payment without one, and you probably wouldn’t be approved for one either. If you haven’t established much of a work history, it may not be the right time for you to buy a home. While you work on beefing up your resume, don’t forget to build up your financial snapshot too! This way, you’ll be fully prepared to apply for a mortgage and buy a home when the time is right for you.

2. Credit matters!
Is your score good enough? It’s a major part of your financial picture. Get familiar with your credit score and read more about how it affects your home buying options in our previous blog post.

3. Have you been saving?
Did you know some mortgages require the buyer to save up to 20% of the price of a home? While some down payments are less, a considerable amount needs to be saved before you can purchase a home. Don’t forget – a down payment isn’t the only thing you need to be saving for during the home buying process. Inspections, appraisals, titles, and closing fees can all be costly for a first-time buyer.

If you answered “yes!” to all three questions, it may be time to buy your first home. Buying for the first time can be overwhelming and confusing, but The Lippincott Team stands prepared for today’s market and every buyer’s unique situation. We look forward to working with you! Get started today by calling our office at 713-494-1818.

Won’t You Be My Neighbor? Getting Settled Into Your New Home

Won’t You Be My Neighbor? Getting Settled Into Your New Home

Have you ever lived in a neighborhood where you never really knew the people living on the other side of the fence? With busy family lives and demanding occupations, it’s all too common! After a move, meeting your new neighbors may not be high on your priority list, but it will help to quickly give your new neighborhood a sense of home. Plus, knowing your neighborhood and the people around you provides a sense of a safer community. And who knows? You could make some long-lasting friendships in the process!

Finding the time to introduce yourself to the neighbors is usually left to chance, but there are things you can do to take matters into your own hands. A fun option is a housewarming party! Planning a party can seem like a lot of work after moving, but it’s a perfect way for you and your family to meet the neighbors and make new friends. Just keep it simple; nobody’s expecting an elaborate get-together after you’ve finished unpacking.

Getting involved in your new community is another great way to meet new neighbors. Cypress has the best master-planned communities around, and there’s always tons of local events to attend! Also, getting involved at your child’s school will help bring a sense of community to your new neighborhood for both you and your kids. Another easy way to connect is social media. Several of our local neighborhoods have groups to join that are updated regularly with events, school topics, and other local happenings.

Feeling at home in your new neighborhood takes some time and effort. Once you’re settled, getting involved in your new community can greatly benefit you and your family. If you’re interested in learning more about the amazing master-planned communities Cypress has to offer, The Lippincott Team has all the latest details. Call our office at 713-494-1818 today!

Relocating to Cypress: What You Need to Know

Relocating to Cypress: What You Need to Know

Are you moving to Northwest Houston from another city or state in the foreseeable future? If so, you’re in luck! This step-by-step guide will help you narrow down our niche area to the town that best fits your needs.

Step One: Online Research
With tons of online sources for information on real estate in our area, your first step is to research potential neighborhoods. If your relocation is job related, we suggest targeting your work area and researching the commute to and from the neighborhoods you’re interested in. Don’t forget to include the cost of toll roads; several Houston freeways require a toll tag.

Step Two: Contact a Cypress Realtor
Finding a realtor who is knowledgeable about the current real estate market, neighborhoods, schools, and relocation process can save you quite a bit of time. The Lippincott Team works with people every day, helping them narrow their search criteria to find the home of their dreams!

Step Three: Get Pre-Approved by a Cypress Mortgage Broker
If you’ll be borrowing a loan to purchase your new home, speak with a Cypress area broker early in the process. Getting pre-approved early does not negatively impact your credit score, and a broker can help you determine the best loan program for your unique situation and help you determine your best approach to home buying in Cypress. Don’t hesitate to reach out to us if you need a recommendation for a great mortgage broker in our area!

Step Four: Know What You Want
Once you know what you can afford, it’s time to prioritize your wants and needs. School zones, commutes, cost of HOA fees, and nearby shops and restaurants are all good things to consider. The Lippincott Team can help you think through this process directly and show you homes that meet your criteria.

If you’d like to learn more about the Cypress area, we’d love to equip you with information and help you begin your relocation process! Call The Lippincott Team today: 832-392-8818

Cypress, Texas: Welcome Home!

Are you considering moving to Cypress? You’re making a great decision for you and your family… There’s so many benefits to living here! Between the many lakes, golf courses, shopping, dining, and our exceptional school district, there’s truly something in Cypress for everyone.

Master Planned Communities

First of all, Cypress boasts some of the top master-planned communities in the greater Houston area. Bridgeland earning a place among the top 50 best-selling master planned communities in the nation in 2017! Pay Bridgeland a visit and you’ll see why – more than 3,000 acres are dedicated to gorgeous lakes, trails, and parks, easily inhibiting nature into your everyday life. There are also other great master planned communities in Cypress, including Towne Lake, Blackhorse Ranch, Cypress Creek Lakes, Fairfield, Sydney Harbour, Coles Crossing, and many more – all of which are zoned to amazing Cypress-Fairbanks Independent School District schools.

Cy Fair ISD

In addition, Cy-Fair ISD is a nationally recognized district that boasts many exceptional elementary, junior high, and high schools. As a result, the school district in Cypress is one of the main reasons families relocate to this area! Cy-Fair ISD’s mission as a district is to maximize every student’s potential through rigorous and relevant learning experiences, preparing them to be 21st century global leaders, and we believe they do just that!  The school district makes moving to Cypress a great choice for families with kids!

Shopping!

Lastly, there’s no shortage of shopping and dining in Cypress! Between the Houston Premium Outlets and the many new shops and restaurants in Fairfield Town Center and The Boardwalk at Towne Lake, you’ll always find a great place to relax, unwind, and have a great meal.

We’re so excited that you’re considering making Cypress your new home! Don’t hesitate to call The Lippincott Team – we don’t just work here, we live here! We know the Cypress area remarkably well and we’re confident we can find you the home of your dreams.  Call today! 832-392-8818

Pet Friendly: Helping Your Pet Adjust to a Move

Pet Friendly: Helping Your Pet Adjust to a Move

New neighbors, new sounds, new smells…. Moving is a big deal to everyone involved – even your pets! Some pets have no trouble at all adjusting to a new home and environment, while other pets – especially those with anxiety – can experience a lot of stress when they’re relocated to a brand-new setting. Help your pet adjust to a move and settle in comfortably with these easy steps!

Consistency is key. Try to keep your routine in your new home as similar as possible to your routine in your previous home. Feed Fido at the same time as you always have, and keep dog walks, play time, and bed time the same too. This will help your pet understand that while their home is different, life with their owner remains the same. Also, it’s a good idea to keep the comforts of home the same. Dogs rely heavily on scents, so having their bed, kennel, and toys set up immediately so they have something comforting to go to will help your pet begin to adjust.

If you’re brand new to the Cypress community, it’s important to find a veterinarian you trust. Our real estate agents are pet-friendly people, and we’d love to provide you with recommendations to the best veterinarians in the area so you’re prepared before you need them! We would also love to recommend some options for pet boarding and day care for vacation planning, once you and your pet is adjusted to your new home and neighborhood. We also have obedience training references!

Whatever service you and your pet may need to familiarize yourself with your new community, please don’t hesitate to ask The Lippincott Team! We look forward to helping you and your pets, too! Call today: 832-392-8818

Happy Home Sale Season

Happy Home Sale Season

Flowers are blossoming and gardens are growing, but you may notice something else popping up in the well-manicured yards across your neighborhood: for sale signs! Spring marks the beginning of the most active home sale season. Many families are looking for their new house before the new school year begins and with longer, warmer days, there’s no better time in our area to list your home with The Lippincott Team!

Listing your home during the peak season can benefit you tremendously. Let’s take a closer look at some of the positives to listing your home in spring:

Higher Sale Price    Listing your home during the prime season in your area means prices are at their highest. There are more buyers in spring and summer because this is typically the most convenient time for families to move. Due to a higher demand for homes, the listing price will work in the seller’s favor!

Better Valuations    If the most recent data for your home valuation is from a comparable home that sold cheaper in winter, it could potentially hurt your valuation. When more homes sell during the busier real estate season, the comparable data will be more accurate. This will help ensure you get the best valuation for your home.

Let Your Home be the Star!   Your property will look it’s best during spring. The grass is green, trees are full, and flowers are blooming! The curb appeal for your property will be peaking just as buyers start their new home hunt.

If you’re interested in a free home valuation or you’re ready to list now, don’t hesitate to call The Lippincott Team today! We look forward to helping you. 832-392-8818