home buying tips

October 2, 2018

Give Yourself Some Credit! How Your Score Affects You in 2018

You’ve found the home of your dreams… now what? One of the most important factors in securing a home loan is your credit score. Typically, a higher score increases your chance of being approved for a loan and securing a lower interest rate. When you apply for a home loan, lenders will pull your credit report and rely heavily on the information it provides. Your report includes a record of borrowed money, your payment history, and how much open credit you have available. It highlights any bills referred to collection agencies, public record information attached to your name such as bankruptcy or tax liens, credit cards, student loans, auto loans, and other inquiries made about your credit. Lenders rely on […]
April 12, 2017

5 Home Buying Tips: What Should You Look For?

In the market for a new home? Congratulations! What an exciting time. You’re likely researching houses online, scheduling viewings, and comparing what you find. It’s easy to get caught up in the frenzy and excitement and overlook important things if you don’t have a strategy. This is especially true when viewing houses. Home Buying Tips: Finding the Right House When you go to look at a house, it’s important to have a game plan. You need to have a good idea of what you want AND what you don’t want. Be purposeful as you go from house to house. Make sure you don’t overlook something that will come back to haunt you as a homeowner. Get started with these 5 […]